EMI vs SIP for ₹6,700,000
15 Years @ 8%
Original Plan
15 Years @ 8%
EMI: ₹ 64,029
Extended Plan
20 Years (Reduced EMI)
EMI: ₹ 56,041
Monthly Savings
₹ 7,987
SIP Investment
@ 12% for 20 years
₹ 7,980,399
Extra Interest Paid
₹ 1,924,792
Final Outcome
₹ 6,055,607
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 8%, investing savings can generate ₹7,980,399.
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