EMI vs SIP for ₹6,700,000
15 Years @ 12%
Original Plan
15 Years @ 12%
EMI: ₹ 80,411
Extended Plan
20 Years (Reduced EMI)
EMI: ₹ 73,773
Monthly Savings
₹ 6,638
SIP Investment
@ 12% for 20 years
₹ 6,632,833
Extra Interest Paid
₹ 3,231,438
Final Outcome
₹ 3,401,394
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 12%, investing savings can generate ₹6,632,833.
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