EMI vs SIP for ₹6,700,000
15 Years @ 11%
Original Plan
15 Years @ 11%
EMI: ₹ 76,152
Extended Plan
20 Years (Reduced EMI)
EMI: ₹ 69,157
Monthly Savings
₹ 6,995
SIP Investment
@ 12% for 20 years
₹ 6,989,412
Extra Interest Paid
₹ 2,890,230
Final Outcome
₹ 4,099,181
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 11%, investing savings can generate ₹6,989,412.
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