EMI vs SIP for ₹6,700,000
15 Years @ 10%
Original Plan
15 Years @ 10%
EMI: ₹ 71,999
Extended Plan
20 Years (Reduced EMI)
EMI: ₹ 64,656
Monthly Savings
₹ 7,342
SIP Investment
@ 12% for 20 years
₹ 7,335,837
Extra Interest Paid
₹ 2,557,810
Final Outcome
₹ 4,778,026
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 10%, investing savings can generate ₹7,335,837.
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