EMI vs SIP for ₹6,700,000
14 Years @ 8%
Original Plan
14 Years @ 8%
EMI: ₹ 66,418
Extended Plan
19 Years (Reduced EMI)
EMI: ₹ 57,252
Monthly Savings
₹ 9,167
SIP Investment
@ 12% for 19 years
₹ 8,023,869
Extra Interest Paid
₹ 1,895,085
Final Outcome
₹ 6,128,784
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 8%, investing savings can generate ₹8,023,869.
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