EMI vs SIP for ₹6,700,000
13 Years @ 9%
Original Plan
13 Years @ 9%
EMI: ₹ 73,009
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 62,742
Monthly Savings
₹ 10,267
SIP Investment
@ 12% for 18 years
₹ 7,858,604
Extra Interest Paid
₹ 2,162,889
Final Outcome
₹ 5,695,715
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 9%, investing savings can generate ₹7,858,604.
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