EMI vs SIP for ₹6,700,000
12 Years @ 9%
Original Plan
12 Years @ 9%
EMI: ₹ 76,248
Extended Plan
17 Years (Reduced EMI)
EMI: ₹ 64,240
Monthly Savings
₹ 12,008
SIP Investment
@ 12% for 17 years
₹ 8,020,524
Extra Interest Paid
₹ 2,125,212
Final Outcome
₹ 5,895,312
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 9%, investing savings can generate ₹8,020,524.
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