EMI vs SIP for ₹6,700,000
12 Years @ 8%
Original Plan
12 Years @ 8%
EMI: ₹ 72,524
Extended Plan
17 Years (Reduced EMI)
EMI: ₹ 60,183
Monthly Savings
₹ 12,341
SIP Investment
@ 12% for 17 years
₹ 8,242,887
Extra Interest Paid
₹ 1,833,872
Final Outcome
₹ 6,409,015
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 8%, investing savings can generate ₹8,242,887.
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