EMI vs SIP for ₹6,700,000
12 Years @ 7%
Original Plan
12 Years @ 7%
EMI: ₹ 68,902
Extended Plan
17 Years (Reduced EMI)
EMI: ₹ 56,257
Monthly Savings
₹ 12,644
SIP Investment
@ 12% for 17 years
₹ 8,445,371
Extra Interest Paid
₹ 1,554,661
Final Outcome
₹ 6,890,710
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 7%, investing savings can generate ₹8,445,371.
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