EMI vs SIP for ₹6,700,000
12 Years @ 12%
Original Plan
12 Years @ 12%
EMI: ₹ 87,999
Extended Plan
17 Years (Reduced EMI)
EMI: ₹ 77,131
Monthly Savings
₹ 10,868
SIP Investment
@ 12% for 17 years
₹ 7,258,725
Extra Interest Paid
₹ 3,062,946
Final Outcome
₹ 4,195,779
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 12%, investing savings can generate ₹7,258,725.
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