EMI vs SIP for ₹6,700,000
11 Years @ 7%
Original Plan
11 Years @ 7%
EMI: ₹ 72,923
Extended Plan
16 Years (Reduced EMI)
EMI: ₹ 58,103
Monthly Savings
₹ 14,821
SIP Investment
@ 12% for 16 years
₹ 8,616,338
Extra Interest Paid
₹ 1,529,865
Final Outcome
₹ 7,086,473
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 7%, investing savings can generate ₹8,616,338.
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