EMI vs SIP for ₹6,700,000
10 Years @ 9%
Original Plan
10 Years @ 9%
EMI: ₹ 84,873
Extended Plan
15 Years (Reduced EMI)
EMI: ₹ 67,956
Monthly Savings
₹ 16,917
SIP Investment
@ 12% for 15 years
₹ 8,535,865
Extra Interest Paid
₹ 2,047,323
Final Outcome
₹ 6,488,543
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 9%, investing savings can generate ₹8,535,865.
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