EMI vs SIP for ₹6,700,000
10 Years @ 8%
Original Plan
10 Years @ 8%
EMI: ₹ 81,289
Extended Plan
15 Years (Reduced EMI)
EMI: ₹ 64,029
Monthly Savings
₹ 17,261
SIP Investment
@ 12% for 15 years
₹ 8,709,385
Extra Interest Paid
₹ 1,770,426
Final Outcome
₹ 6,938,959
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 8%, investing savings can generate ₹8,709,385.
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