EMI vs SIP for ₹6,700,000
10 Years @ 7%
Original Plan
10 Years @ 7%
EMI: ₹ 77,793
Extended Plan
15 Years (Reduced EMI)
EMI: ₹ 60,221
Monthly Savings
₹ 17,571
SIP Investment
@ 12% for 15 years
₹ 8,865,999
Extra Interest Paid
₹ 1,504,747
Final Outcome
₹ 7,361,252
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 7%, investing savings can generate ₹8,865,999.
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