EMI vs SIP for ₹6,700,000
10 Years @ 12%
Original Plan
10 Years @ 12%
EMI: ₹ 96,126
Extended Plan
15 Years (Reduced EMI)
EMI: ₹ 80,411
Monthly Savings
₹ 15,714
SIP Investment
@ 12% for 15 years
₹ 7,929,046
Extra Interest Paid
₹ 2,938,963
Final Outcome
₹ 4,990,084
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 12%, investing savings can generate ₹7,929,046.
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