EMI vs SIP for ₹6,700,000
10 Years @ 11%
Original Plan
10 Years @ 11%
EMI: ₹ 92,293
Extended Plan
15 Years (Reduced EMI)
EMI: ₹ 76,152
Monthly Savings
₹ 16,141
SIP Investment
@ 12% for 15 years
₹ 8,144,115
Extra Interest Paid
₹ 2,632,258
Final Outcome
₹ 5,511,857
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 11%, investing savings can generate ₹8,144,115.
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