EMI vs SIP for ₹6,700,000
10 Years @ 10%
Original Plan
10 Years @ 10%
EMI: ₹ 88,541
Extended Plan
15 Years (Reduced EMI)
EMI: ₹ 71,999
Monthly Savings
₹ 16,542
SIP Investment
@ 12% for 15 years
₹ 8,346,924
Extra Interest Paid
₹ 2,334,818
Final Outcome
₹ 6,012,105
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 10%, investing savings can generate ₹8,346,924.
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