EMI vs SIP for ₹6,600,000
9 Years @ 12%
Original Plan
9 Years @ 12%
EMI: ₹ 100,216
Extended Plan
14 Years (Reduced EMI)
EMI: ₹ 81,274
Monthly Savings
₹ 18,942
SIP Investment
@ 12% for 14 years
₹ 8,266,448
Extra Interest Paid
₹ 2,830,770
Final Outcome
₹ 5,435,679
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 12%, investing savings can generate ₹8,266,448.
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