EMI vs SIP for ₹6,600,000
9 Years @ 11%
Original Plan
9 Years @ 11%
EMI: ₹ 96,531
Extended Plan
14 Years (Reduced EMI)
EMI: ₹ 77,158
Monthly Savings
₹ 19,373
SIP Investment
@ 12% for 14 years
₹ 8,454,770
Extra Interest Paid
₹ 2,537,160
Final Outcome
₹ 5,917,611
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 11%, investing savings can generate ₹8,454,770.
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