EMI vs SIP for ₹6,600,000
9 Years @ 10%
Original Plan
9 Years @ 10%
EMI: ₹ 92,919
Extended Plan
14 Years (Reduced EMI)
EMI: ₹ 73,141
Monthly Savings
₹ 19,778
SIP Investment
@ 12% for 14 years
₹ 8,631,453
Extra Interest Paid
₹ 2,252,464
Final Outcome
₹ 6,378,989
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 10%, investing savings can generate ₹8,631,453.
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