EMI vs SIP for ₹6,600,000
8 Years @ 9%
Original Plan
8 Years @ 9%
EMI: ₹ 96,691
Extended Plan
13 Years (Reduced EMI)
EMI: ₹ 71,919
Monthly Savings
₹ 24,772
SIP Investment
@ 12% for 13 years
₹ 9,312,727
Extra Interest Paid
₹ 1,936,982
Final Outcome
₹ 7,375,745
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 9%, investing savings can generate ₹9,312,727.
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