EMI vs SIP for ₹6,600,000
8 Years @ 8%
Original Plan
8 Years @ 8%
EMI: ₹ 93,302
Extended Plan
13 Years (Reduced EMI)
EMI: ₹ 68,183
Monthly Savings
₹ 25,119
SIP Investment
@ 12% for 13 years
₹ 9,443,092
Extra Interest Paid
₹ 1,679,529
Final Outcome
₹ 7,763,563
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 8%, investing savings can generate ₹9,443,092.
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