EMI vs SIP for ₹6,600,000
8 Years @ 7%
Original Plan
8 Years @ 7%
EMI: ₹ 89,983
Extended Plan
13 Years (Reduced EMI)
EMI: ₹ 64,553
Monthly Savings
₹ 25,430
SIP Investment
@ 12% for 13 years
₹ 9,559,793
Extra Interest Paid
₹ 1,431,928
Final Outcome
₹ 8,127,865
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 7%, investing savings can generate ₹9,559,793.
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