EMI vs SIP for ₹6,600,000
8 Years @ 11%
Original Plan
8 Years @ 11%
EMI: ₹ 103,676
Extended Plan
13 Years (Reduced EMI)
EMI: ₹ 79,697
Monthly Savings
₹ 23,979
SIP Investment
@ 12% for 13 years
₹ 9,014,379
Extra Interest Paid
₹ 2,479,843
Final Outcome
₹ 6,534,536
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 11%, investing savings can generate ₹9,014,379.
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