EMI vs SIP for ₹6,600,000
8 Years @ 10%
Original Plan
8 Years @ 10%
EMI: ₹ 100,149
Extended Plan
13 Years (Reduced EMI)
EMI: ₹ 75,758
Monthly Savings
₹ 24,392
SIP Investment
@ 12% for 13 years
₹ 9,169,528
Extra Interest Paid
₹ 2,203,894
Final Outcome
₹ 6,965,634
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 10%, investing savings can generate ₹9,169,528.
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