EMI vs SIP for ₹6,600,000
7 Years @ 7%
Original Plan
7 Years @ 7%
EMI: ₹ 99,612
Extended Plan
12 Years (Reduced EMI)
EMI: ₹ 67,873
Monthly Savings
₹ 31,739
SIP Investment
@ 12% for 12 years
₹ 10,227,812
Extra Interest Paid
₹ 1,406,352
Final Outcome
₹ 8,821,460
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 7%, investing savings can generate ₹10,227,812.
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