EMI vs SIP for ₹6,600,000
7 Years @ 12%
Original Plan
7 Years @ 12%
EMI: ₹ 116,508
Extended Plan
12 Years (Reduced EMI)
EMI: ₹ 86,686
Monthly Savings
₹ 29,822
SIP Investment
@ 12% for 12 years
₹ 9,610,325
Extra Interest Paid
₹ 2,696,060
Final Outcome
₹ 6,914,264
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 12%, investing savings can generate ₹9,610,325.
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