EMI vs SIP for ₹6,600,000
6 Years @ 7%
Original Plan
6 Years @ 7%
EMI: ₹ 112,523
Extended Plan
11 Years (Reduced EMI)
EMI: ₹ 71,835
Monthly Savings
₹ 40,688
SIP Investment
@ 12% for 11 years
₹ 11,173,631
Extra Interest Paid
₹ 1,380,541
Final Outcome
₹ 9,793,090
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 7%, investing savings can generate ₹11,173,631.
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