EMI vs SIP for ₹6,600,000
6 Years @ 12%
Original Plan
6 Years @ 12%
EMI: ₹ 129,031
Extended Plan
11 Years (Reduced EMI)
EMI: ₹ 90,274
Monthly Savings
₹ 38,757
SIP Investment
@ 12% for 11 years
₹ 10,643,321
Extra Interest Paid
₹ 2,625,917
Final Outcome
₹ 8,017,404
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 12%, investing savings can generate ₹10,643,321.
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