EMI vs SIP for ₹6,600,000
5 Years @ 9%
Original Plan
5 Years @ 9%
EMI: ₹ 137,005
Extended Plan
10 Years (Reduced EMI)
EMI: ₹ 83,606
Monthly Savings
₹ 53,399
SIP Investment
@ 12% for 10 years
₹ 12,406,705
Extra Interest Paid
₹ 1,812,413
Final Outcome
₹ 10,594,293
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 9%, investing savings can generate ₹12,406,705.
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