EMI vs SIP for ₹6,600,000
29 Years @ 8%
Original Plan
29 Years @ 8%
EMI: ₹ 48,836
Extended Plan
34 Years (Reduced EMI)
EMI: ₹ 47,133
Monthly Savings
₹ 1,703
SIP Investment
@ 12% for 34 years
₹ 9,799,375
Extra Interest Paid
₹ 2,235,201
Final Outcome
₹ 7,564,174
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 8%, investing savings can generate ₹9,799,375.
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