EMI vs SIP for ₹6,600,000
29 Years @ 10%
Original Plan
29 Years @ 10%
EMI: ₹ 58,243
Extended Plan
34 Years (Reduced EMI)
EMI: ₹ 56,927
Monthly Savings
₹ 1,317
SIP Investment
@ 12% for 34 years
₹ 7,574,774
Extra Interest Paid
₹ 2,957,396
Final Outcome
₹ 4,617,378
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 10%, investing savings can generate ₹7,574,774.
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