EMI vs SIP for ₹6,600,000
27 Years @ 8%
Original Plan
27 Years @ 8%
EMI: ₹ 49,782
Extended Plan
32 Years (Reduced EMI)
EMI: ₹ 47,720
Monthly Savings
₹ 2,062
SIP Investment
@ 12% for 32 years
₹ 9,298,065
Extra Interest Paid
₹ 2,195,149
Final Outcome
₹ 7,102,916
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 8%, investing savings can generate ₹9,298,065.
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