EMI vs SIP for ₹6,600,000
26 Years @ 9%
Original Plan
26 Years @ 9%
EMI: ₹ 54,828
Extended Plan
31 Years (Reduced EMI)
EMI: ₹ 52,775
Monthly Savings
₹ 2,052
SIP Investment
@ 12% for 31 years
₹ 8,189,461
Extra Interest Paid
₹ 2,526,213
Final Outcome
₹ 5,663,247
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 9%, investing savings can generate ₹8,189,461.
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