EMI vs SIP for ₹6,600,000
26 Years @ 10%
Original Plan
26 Years @ 10%
EMI: ₹ 59,464
Extended Plan
31 Years (Reduced EMI)
EMI: ₹ 57,630
Monthly Savings
₹ 1,835
SIP Investment
@ 12% for 31 years
₹ 7,321,363
Extra Interest Paid
₹ 2,885,345
Final Outcome
₹ 4,436,018
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 10%, investing savings can generate ₹7,321,363.
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