EMI vs SIP for ₹6,600,000

25 Years @ 8%

Original Plan

25 Years @ 8%

EMI: ₹ 50,940

Extended Plan

30 Years (Reduced EMI)

EMI: ₹ 48,428

Monthly Savings

₹ 2,511

SIP Investment

@ 12% for 30 years

₹ 8,865,056

Extra Interest Paid

₹ 2,152,285

Final Outcome

₹ 6,712,771

Profit from SIP strategy

Analysis

For ₹6,600,000 loan at 8%, investing savings can generate ₹8,865,056.

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