EMI vs SIP for ₹6,600,000
25 Years @ 8%
Original Plan
25 Years @ 8%
EMI: ₹ 50,940
Extended Plan
30 Years (Reduced EMI)
EMI: ₹ 48,428
Monthly Savings
₹ 2,511
SIP Investment
@ 12% for 30 years
₹ 8,865,056
Extra Interest Paid
₹ 2,152,285
Final Outcome
₹ 6,712,771
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 8%, investing savings can generate ₹8,865,056.
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