EMI vs SIP for ₹6,600,000
24 Years @ 9%
Original Plan
24 Years @ 9%
EMI: ₹ 56,012
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 53,470
Monthly Savings
₹ 2,541
SIP Investment
@ 12% for 29 years
₹ 7,932,488
Extra Interest Paid
₹ 2,476,288
Final Outcome
₹ 5,456,200
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 9%, investing savings can generate ₹7,932,488.
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