EMI vs SIP for ₹6,600,000
24 Years @ 7%
Original Plan
24 Years @ 7%
EMI: ₹ 47,372
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 44,361
Monthly Savings
₹ 3,012
SIP Investment
@ 12% for 29 years
₹ 9,399,800
Extra Interest Paid
₹ 1,794,309
Final Outcome
₹ 7,605,491
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 7%, investing savings can generate ₹9,399,800.
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