EMI vs SIP for ₹6,600,000
24 Years @ 10%
Original Plan
24 Years @ 10%
EMI: ₹ 60,548
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 58,243
Monthly Savings
₹ 2,304
SIP Investment
@ 12% for 29 years
₹ 7,191,893
Extra Interest Paid
₹ 2,831,008
Final Outcome
₹ 4,360,885
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 10%, investing savings can generate ₹7,191,893.
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