EMI vs SIP for ₹6,600,000
23 Years @ 8%
Original Plan
23 Years @ 8%
EMI: ₹ 52,368
Extended Plan
28 Years (Reduced EMI)
EMI: ₹ 49,286
Monthly Savings
₹ 3,082
SIP Investment
@ 12% for 28 years
₹ 8,501,407
Extra Interest Paid
₹ 2,106,587
Final Outcome
₹ 6,394,820
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 8%, investing savings can generate ₹8,501,407.
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