EMI vs SIP for ₹6,600,000
23 Years @ 7%
Original Plan
23 Years @ 7%
EMI: ₹ 48,175
Extended Plan
28 Years (Reduced EMI)
EMI: ₹ 44,854
Monthly Savings
₹ 3,321
SIP Investment
@ 12% for 28 years
₹ 9,159,881
Extra Interest Paid
₹ 1,774,792
Final Outcome
₹ 7,385,089
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 7%, investing savings can generate ₹9,159,881.
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