EMI vs SIP for ₹6,600,000
21 Years @ 9%
Original Plan
21 Years @ 9%
EMI: ₹ 58,382
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 54,828
Monthly Savings
₹ 3,555
SIP Investment
@ 12% for 26 years
₹ 7,646,352
Extra Interest Paid
₹ 2,393,904
Final Outcome
₹ 5,252,447
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 9%, investing savings can generate ₹7,646,352.
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