EMI vs SIP for ₹6,600,000
21 Years @ 7%
Original Plan
21 Years @ 7%
EMI: ₹ 50,059
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 45,991
Monthly Savings
₹ 4,068
SIP Investment
@ 12% for 26 years
₹ 8,750,409
Extra Interest Paid
₹ 1,734,378
Final Outcome
₹ 7,016,032
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 7%, investing savings can generate ₹8,750,409.
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