EMI vs SIP for ₹6,600,000
20 Years @ 9%
Original Plan
20 Years @ 9%
EMI: ₹ 59,382
Extended Plan
25 Years (Reduced EMI)
EMI: ₹ 55,387
Monthly Savings
₹ 3,995
SIP Investment
@ 12% for 25 years
₹ 7,580,963
Extra Interest Paid
₹ 2,364,429
Final Outcome
₹ 5,216,534
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 9%, investing savings can generate ₹7,580,963.
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