EMI vs SIP for ₹6,600,000
20 Years @ 8%
Original Plan
20 Years @ 8%
EMI: ₹ 55,205
Extended Plan
25 Years (Reduced EMI)
EMI: ₹ 50,940
Monthly Savings
₹ 4,265
SIP Investment
@ 12% for 25 years
₹ 8,093,744
Extra Interest Paid
₹ 2,032,750
Final Outcome
₹ 6,060,994
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 8%, investing savings can generate ₹8,093,744.
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