EMI vs SIP for ₹6,600,000
20 Years @ 10%
Original Plan
20 Years @ 10%
EMI: ₹ 63,691
Extended Plan
25 Years (Reduced EMI)
EMI: ₹ 59,974
Monthly Savings
₹ 3,717
SIP Investment
@ 12% for 25 years
₹ 7,053,850
Extra Interest Paid
₹ 2,706,332
Final Outcome
₹ 4,347,518
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 10%, investing savings can generate ₹7,053,850.
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