EMI vs SIP for ₹6,600,000
18 Years @ 9%
Original Plan
18 Years @ 9%
EMI: ₹ 61,805
Extended Plan
23 Years (Reduced EMI)
EMI: ₹ 56,712
Monthly Savings
₹ 5,094
SIP Investment
@ 12% for 23 years
₹ 7,503,255
Extra Interest Paid
₹ 2,302,471
Final Outcome
₹ 5,200,784
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 9%, investing savings can generate ₹7,503,255.
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