EMI vs SIP for ₹6,600,000
18 Years @ 11%
Original Plan
18 Years @ 11%
EMI: ₹ 70,293
Extended Plan
23 Years (Reduced EMI)
EMI: ₹ 65,803
Monthly Savings
₹ 4,491
SIP Investment
@ 12% for 23 years
₹ 6,615,130
Extra Interest Paid
₹ 2,978,150
Final Outcome
₹ 3,636,980
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 11%, investing savings can generate ₹6,615,130.
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