EMI vs SIP for ₹6,600,000
17 Years @ 8%
Original Plan
17 Years @ 8%
EMI: ₹ 59,285
Extended Plan
22 Years (Reduced EMI)
EMI: ₹ 53,208
Monthly Savings
₹ 6,077
SIP Investment
@ 12% for 22 years
₹ 7,875,432
Extra Interest Paid
₹ 1,952,714
Final Outcome
₹ 5,922,718
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 8%, investing savings can generate ₹7,875,432.
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