EMI vs SIP for ₹6,600,000
17 Years @ 12%
Original Plan
17 Years @ 12%
EMI: ₹ 75,980
Extended Plan
22 Years (Reduced EMI)
EMI: ₹ 71,144
Monthly Savings
₹ 4,836
SIP Investment
@ 12% for 22 years
₹ 6,267,333
Extra Interest Paid
₹ 3,282,032
Final Outcome
₹ 2,985,301
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 12%, investing savings can generate ₹6,267,333.
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